Retirement Is Coming Into Focus—Now’s the Time to Get Clear

You’ve been saving for years. Now the decisions get more complex—and more important. We help pre-retirees understand when they can retire, how their money will support them, and what steps to take now to set up a smoother future.


Whether you’re a few years out or on the edge of transition, we’ll help you prepare—financially, emotionally, and practically.

The decisions you make now will shape the next 30 years—let’s make them wisely.

As retirement nears, the questions start stacking up: Will I have enough? When should I claim Social Security? How will taxes impact my income? These aren’t just numbers—they’re decisions that deserve real thought and expert input.



At Our House Wealth Advisors, we work with pre-retirees across Florida, Illinois, and beyond to transition from accumulation to distribution with clarity and confidence.

What We Help With

  • Retirement income modeling and timing
  • Social Security and pension claiming strategies
  • Roth conversions and tax efficiency
  • Asset allocation adjustments for lower risk
  • Long-term care and health care cost projections
  • Planning for your spouse or future caregiving needs

You don’t have to rush decisions or go it alone. We’ll help you retire into something—not just away from something.

What We Focus On During Pre-Retirement

01

Goal Refinement

Revisit retirement age, lifestyle expectations, and big-picture priorities.

02

Income Forecasting

Model future cash flow based on current savings, projected growth, and withdrawal rates.

03

Social Security & Pension Timing

Optimize based on your household benefits and long-term income needs.

04

Tax Strategy Prep

Use this window to set up tax-efficient withdrawal and conversion plans.

05

Asset Allocation Adjustments

Shift investment strategies to reflect your timeline and risk tolerance.

06

Insurance Review

Help your student understand the financial picture so they’re invested in the plan too.

Avoid the “Set It and Forget It” Trap

Pre-retirement is a critical planning window—full of opportunities and potential risks. We’ll help you navigate both with a steady hand.

Let’s Build Your Retirement Transition Plan →